Choosing between different mortgages is like choosing a life partner.

Your mortgage sticks around for a long time, and it’s important that you can live happily alongside it. It will make demands on your time, and you’ll have to make compromises no matter what type of mortgage you choose. But the difference between these compromises can be vast, and it’s important to know what to expect before signing up for something.

To take just one example, the variable-rate mortgages that lure you in with tantalisingly low-interest rates aren’t always the best option. Though they can be fantastic in some cases, it depends on how the property market is trending, and what your own financial outlook is like. Every homeowner you talk to will give you conflicting advice, but the reality is that the ideal mortgage is different for every person, and often changes month by month.

An experienced One50 advisor can help you make this incredibly important decision with confidence rather than stress. Rather than pushing you towards a certain option, we’ll equip you with all the knowledge you need to make your own informed choice. A mortgage is always a big commitment, but it doesn’t have to be something you regret for the rest of your life.